One part of Kitsap Co Buy Box stayed very tight despite higher rates
Rates just crossed a line that slows most markets. Realtor.com reported mortgage rates topped 7% for the first time since January 2025. That matters for every buyer writing an offer right now.
But one ZIP code in Kitsap Co Buy Box barely flinched. These numbers are from the three months ending July 31, 2026.
ZIP 98311 ran its own race
The Real Estate Data Aggregator counted 87 homes sold in 98311 in that period. The median sale price was $539,780, up 10.3% from the same months of 2025. Prices did not dip here.
That 72.4% figure is up 18 points from a year before, according to the Real Estate Data Aggregator. More homes beat list price, not fewer, even with rates above 7%.
Five days. That is 3 days shorter than the same period in 2025, per the Real Estate Data Aggregator. Well-prepared homes here did not sit.
The Real Estate Data Aggregator shows 70.8% of 98311 homes went under contract within two weeks of listing. That is up 7.3 points from a year ago. Buyers moved fast.
The rest of the market tells a different story
Not every ZIP code held this tight. Some saw days on market rise and fewer homes beat list price.
In ZIP 98367, the Real Estate Data Aggregator recorded a median of 21 days on market, 9 days longer than a year before. Only 40.5% of homes there sold above list price.
ZIP 98383 saw its median price fall 7.3% year over year, and only 23.4% of homes sold above list price, per the Real Estate Data Aggregator.
ZIP 98380 had the most supply at 4.1 months, and just 17.7% of homes sold above list price, according to the Real Estate Data Aggregator.
What the national backdrop adds
Realtor.com also reported that 20.8% of listings nationally took a price cut in September, the highest share since October 2022. Nationally, active listings grew to 1.16 million homes for sale year over year, Realtor.com said.
The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. That is a modest national gain. Parts of Kitsap Co Buy Box outpaced it; others did not.
A scoreboard across the ZIPs
| 98311 | 98310 | 98312 | 98367 | |
|---|---|---|---|---|
| Median sale price | $539,780 | $457,312 | $510,312 | $660,000 |
| Median days on market | 5 | 9 | 17 | 21 |
| Sold above list price | 72.4% | 61% | 44.9% | 40.5% |
| Months of supply | 1.9 | 1 | 2.4 | 2.3 |
ZIP 98310 had the tightest supply at 1 month, per the Real Estate Data Aggregator. It also saw homes sold jump 36.7% year over year, even as new listings fell 24.5%.
ZIP 98110 had the highest median sale price at $1,296,280, up 3.7% year over year. Its median days on market was 7, per the Real Estate Data Aggregator.
ZIP 98346 saw its median price rise 22.2% year over year to $825,000, but homes sold fell 22.6%. Fewer sales, higher prices, per the Real Estate Data Aggregator.
- ZIP 98311 stood apart in the three months ending July 31, 2026. Five days to a contract, 72.4% of homes above list price, prices up 10.3%.
- Other ZIPs moved slower and saw more price softness.
- One street can read very differently from the ZIP code around it.
Your block, your street, your home type all shape the number that matters to you. The ZIP code average is a starting point, not the whole answer.
Your next step
(360) 535-4743Text me your address and I will send back how your Kitsap Co Buy Box home compares with what actually sold near you, including days on market and how many homes beat list price. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 98310, 98311, 98312, 98337, 98366, 98367, 98383, 98370, 98110, 98345, 98380, 98346 and 98340, the three months ending July 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Sep 3, 2026.
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: Redfin Reports U.S. Home Prices Rose 0.25% From a Month Earlier in August, Sep 22, 2026
- Redfin: Price-Drop Rate Ticks Up to Record September Rate Amid Strong Buyer’s Market, Sep 30, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: August 2026 Rental Report: Rents Fall for 37th Straight Month as Concessions Give Renters More Leverage, Sep 17, 2026
- No Real Estate Data Aggregator numbers for 98315, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 98314, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 98322, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 98378, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 98384, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 98386, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 98393, so this part is from websites alone.