Published October 4, 2026 in Market Update

More listings are showing up, but GH & UP still moves fast

By Thomas Earnest
Real estate, GH & UP Buy Box

The one fact that changes what you should do: more competition is here. The Real Estate Data Aggregator counted 53 homes for sale in 98466 in the three months ending July 31, 2026, up 8.2% from a year before. That means buyers have more to look at. For sellers, pricing right matters more than it did last year.

Even so, the market is not slow. The Real Estate Data Aggregator recorded a median of 10 days on market in 98466, unchanged from the same period in 2025. Half of all homes there went under contract within two weeks of listing. That pace is real, not a fluke.

Nationally, Realtor.com reported active listings topped 1.16 million homes for sale in September 2026. Realtor.com also noted mortgage rates climbed above 7% for the first time since January 2025. Those two things together give buyers a little more room to compare, but they do not mean sellers are stuck.

What the numbers say, ZIP by ZIP

These figures cover the three months ending July 31, 2026. Each ZIP reads a little differently from the others.

98466: Fast, but fewer bidding wars

The Real Estate Data Aggregator counted 89 homes sold in 98466, down 9.2% from a year before. The median sale price rose 8.7% to $690,000. Homes moved in a median of 10 days. The share that sold above list price was 37.1%, down 6.8 points from last year. Fewer overbids, but still a quick market.

98466 at a glance, three months ending July 31, 2026
Median sale price
Up 8.7% year over year
Median days on market
Unchanged from a year before
Months of supply
Up 0.3 months year over year
New listings
Up 6.6% year over year
Homes sold
Down 9.2% year over year
Source: Real Estate Data Aggregator, the three months ending July 31, 2026
Share of 98466 homes under contract within two weeks of listing
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

98467: More sellers, more buyers too

The Real Estate Data Aggregator found homes for sale in 98467 up 16.1% from a year ago, to 36. That sounds like more competition. But pending sales rose 24.5% in the same period, to 61. Demand kept up. The median sale price dipped 8.4% to $701,475. Not every number points the same way, and that is worth knowing before you price.

98467 at a glance, three months ending July 31, 2026
Median sale price
Down 8.4% year over year
Median days on market
3 days longer than a year before
Pending sales
Up 24.5% year over year
Homes for sale
Up 16.1% year over year
Months of supply
Unchanged from a year before
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

98329: The one ZIP that is moving slower

The Real Estate Data Aggregator shows 98329 reading differently from the rest. Median days on market hit 37, up 23 days from a year before. Homes sold fell 26.5% to 36. The share that went under contract within two weeks dropped 30.3 points to 35.7%. Prices still rose 5.7% to $645,000, but this ZIP needs a sharper eye on pricing than its neighbors.

98329 at a glance, three months ending July 31, 2026
Median sale price
Up 5.7% year over year
Median days on market
23 days longer than a year before
Months of supply
Up 0.8 months year over year
Homes sold
Down 26.5% year over year
Sold above list
Down 13 points year over year
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

98332: The market where sellers are holding their ground

The Real Estate Data Aggregator counted 93 homes sold in 98332, up 8.1%. The median sale price rose 7.5% to $999,950. The average sale closed at exactly 100% of list price, up 0.6 points. The share that sold above list rose 7.7 points to 33.3%. Of all five ZIPs, this one shows sellers giving the least ground.

98332 at a glance, three months ending July 31, 2026
Median sale price
Up 7.5% year over year
Sale to list price
Up 0.6 points year over year
Median days on market
1 day longer than a year before
Homes sold
Up 8.1% year over year
Months of supply
Down 0.3 months year over year
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

98335: More homes sold, a little more time to decide

The Real Estate Data Aggregator recorded 113 homes sold in 98335, up 13%. Homes for sale rose 10.3% to 107. Median days on market came in at 13, up 5 days from a year before. The median sale price was $960,000, up 2.4%. More choices for buyers, still a reasonable pace for sellers who price well.

98335 at a glance, three months ending July 31, 2026
Median sale price
Up 2.4% year over year
Median days on market
5 days longer than a year before
Homes for sale
Up 10.3% year over year
Homes sold
Up 13% year over year
Sold above list
Down 4.7 points year over year
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

The wider picture

Nationally, Realtor.com reported price cuts hit 20.8% of listings in September, the highest share since October 2022. The Federal Housing Finance Agency put U.S. house prices up 2.6% from July 2025 to July 2026. GH and UP prices are running ahead of that national pace in most ZIPs. That gap is worth keeping in mind.

Median days on market by ZIP, three months ending July 31, 2026
9846610 days9846712 days9833213 days9833513 days9832937 days
Source: Real Estate Data Aggregator. Lower is faster.
Source: Real Estate Data Aggregator, the three months ending July 31, 2026
Share of homes sold above list price by ZIP, three months ending July 31, 2026
9846637.1%9833233.3%9833528.3%9832927.8%9846725%
Source: Real Estate Data Aggregator.
Source: Real Estate Data Aggregator, the three months ending July 31, 2026
In short
  1. More listings are here.
  2. Mortgage rates are above 7%, per Realtor.com.
  3. But in most of GH and UP, the Real Estate Data Aggregator shows homes still selling in 10 to 13 days and closing near full list price.
  4. 98329 is the exception, with 37 median days and a sharper drop in overbids.
  5. One street can read very differently from its ZIP code average.
  6. That is the part only a closer look can answer.

Your next step

(360) 535-4743

Text me your address and I will send back how many days a home like yours is taking to sell in your part of GH and UP right now, against what actually closed near you. Takes a day, costs nothing.

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Where these numbers came from
Thomas Earnest
John L. Scott - South Kitsap & Gig Harbor Regional Office · (360) 535-4743
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Thomas Earnest is a licensed real estate agent with John L. Scott - South Kitsap & Gig Harbor Regional Office. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Thomas Earnest · John L. Scott - South Kitsap & Gig Harbor Regional OfficeEQUAL HOUSING OPPORTUNITY